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A Guide to COVID-19 and Your Money

March 30, 2020
in Wealth Management
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A Guide to COVID-19 and Your Money

How can I adjust my budget?

Even in this time of uncertainty, it’s still possible to control what you can—and that includes how you spend your budget. 

Your spending habits might change

You might spend more, because you’re stocking up on medications, or spend less, because you’re not out and about. Your food costs might increase because your children are eating at home, rather than school. (The FFCRA expanded SNAP to account for this additional expense; if you need further assistance, contact your child’s school and your local food bank.) 

Longer-term decisions are important

While it might be tempting to spend quickly on things like toilet paper or canned goods, remember it’s important to save money for longer-term decisions as well, in case the coronavirus lingers for eight weeks or more. And, if you can, see what non-essentials you can cut from your budget today. 

Non-essentials you can look at

– Cancel your gym membership if you’re self-quarantining

– Avoid rideshares and walk to the grocery store instead

– Download movies and books from your local library instead of paying for monthly streaming like Netflix or Hulu 

Important: Be on the lookout for coronavirus scammers who send emails claiming to be the “CDC” or offering investment opportunities in companies that “cure coronavirus.” 

Read more: 



Source
A Guide to COVID-19 and Your Money is written by Chime Team for www.chime.com

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