• Privacy Policy
  • Terms and Conditions
  • DMCA
  • Contact Us
  • Whitelist
Thursday, May 19, 2022
  • Home
  • Wealth Management
  • Markets
  • Budgeting
  • Banking
Impulse Wealth
  • Home
  • Wealth Management
  • Markets
  • Budgeting
  • Banking
No Result
View All Result
Impulse Wealth
No Result
View All Result

5 questions my clients are asking

July 20, 2021
in Wealth Management
0
5 questions my clients are asking

Today more than ever…

Investors are calling for investment opportunities that reflect their personal ethics and causes.

And the markets are answering.

For a high-performance executive who seeks to hold a portfolio that reflects their commitment to certain global initiatives…

Ethically aligned investment strategies are available.

These strategies are backed by scientific research and sound investment principles.

Here are 5 questions my clients ask me about ESG investing. 

1. What is ESG investing?

ESG investing has a variety of definitions.

It generally considers environmental, social, and governance (ESG) practices when analysing an investment.

Broken down, ESG stands for:

  1. Environmental challenges: for example, fossil fuels, pollution, emissions, environmental issues and climate change.
  2. Social factors: for example, human rights, child labour and equal opportunity employers.
  3. Governance: for example, company management and corporate governance, partner remuneration and corruption.

Historically ESG funds were expensive, hard to access and usually only available through small boutique fund houses.

That’s no longer the case and big asset managers now offer them too.

2. Why is Dimensional Funds Advisors our preferred option?

As an investor, you are either in your accumulation phase (investing over the long-term) or in the consumption phase (maintaining a certain standard of living through retirement).

Either way, to achieve your goals, you need a robust and well-diversified portfolio tailored to you and your specific objectives, time frame and appetite for risk.

For sustainable investors, there are additional factors to consider.

Dimensional’s sustainability strategy is based on the same Nobel prize-winning, scientifically backed principles that has had so much success in investing for many years.

It’s designed to target measurable sustainability goals while maintaining broad diversification, efficient cost management, and a focus on higher expected returns.

3. Does ESG investing work?

One key consideration for investors is whether they can adopt a sustainability focus and still have a good investment experience.

For example, is it possible to reduce a portfolio’s greenhouse gas emissions exposure while maintaining broad diversification and a focus on higher returns?

The challenge of balancing shorter-term economic goals with longer-term concern for the environment presents difficult questions.

Is there a price to pay for investing with your conscience?

The data shows that sustainable funds perform on par with their non-sustainable counterparts.

There is even some evidence to show that sustainable investing leads you to companies that are poised for outperformance.

4. What was the effect of the COVID-19 pandemic on sustainable investing?

Most people have sustainability concerns.

The climate crisis, chief among them.

But the pandemic further demonstrated how interconnected and interdependent we are across countries, economic status, and race.

During the crisis, companies had to prioritise the safety of their workers and customers.

So, when people are asked if they think corporate decisions and investment decisions should be made with an eye towards not just profits, but also people and planet…

It’s pretty close to a unanimous yes.

5. What are the main challenges to the continued growth of sustainable investing?

ESG investing has gained plenty of attention among investors.

Yet despite these global movements towards more sustainable solutions, financial services have been slow to adapt.

Not all financial planners are able, or willing, to help investors invest in a way that keeps their environmental concerns at the forefront.

As a result, many investors who are interested are not going to have their concerns addressed when they get financial advice.

Which means, many investors are missing out on the opportunity to not only have their money work for them…

But also for the planet.

If you want to talk about your long-term goals and how to ensure you reach your ideal future, my team are on hand. 



Source
5 questions my clients are asking is written by stuart.ritchie@aesinternational.com (Stuart Ritchie) for www.aesinternational.com

Previous Post

Net fulfilment & teenage investors

Next Post

What I’m reading #29: Our scarcest resource

Next Post
What I’m reading #29: Our scarcest resource

What I'm reading #29: Our scarcest resource

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Newsletter

  • Trending
  • Comments
  • Latest
How many chips are installed in a car?

How many chips are installed in a car?

August 9, 2021
Millennials and Bank Branches: A Bad Match

Millennials and Bank Branches: A Bad Match

December 5, 2019
Inflation at its peak – what are the reasons?

Inflation at its peak – what are the reasons?

April 7, 2022
HSA vs. FSA Differences | Chime

HSA vs. FSA Differences | Chime

November 4, 2021
Grocery List Ranked By Inflation

Grocery List Ranked By Inflation

0
Millennials and Bank Branches: A Bad Match

Millennials and Bank Branches: A Bad Match

0
Retail Branches Pose an Existential Threat to Banks

Retail Branches Pose an Existential Threat to Banks

0
Why Rate-Chasing Doesn’t Pay – Wealthfront Blog

Why Rate-Chasing Doesn’t Pay – Wealthfront Blog

0
Grocery List Ranked By Inflation

Grocery List Ranked By Inflation

May 18, 2022
Hawkish and bearish – Erste Asset Management

Hawkish and bearish – Erste Asset Management

May 17, 2022
China’s Strict Zero-Covid Strategy Is Slowing Down Economic Recovery

China’s Strict Zero-Covid Strategy Is Slowing Down Economic Recovery

May 16, 2022
How to Plan a Wedding on a Budget

How to Plan a Wedding on a Budget

May 13, 2022

Categories

  • Banking
  • Budgeting
  • Markets
  • Wealth Management

Archives

  • May 2022
  • April 2022
  • March 2022
  • February 2022
  • January 2022
  • December 2021
  • November 2021
  • October 2021
  • September 2021
  • August 2021
  • July 2021
  • June 2021
  • May 2021
  • April 2021
  • March 2021
  • February 2021
  • January 2021
  • December 2020
  • November 2020
  • October 2020
  • September 2020
  • August 2020
  • July 2020
  • June 2020
  • May 2020
  • March 2020
  • January 2020
  • December 2019
  • November 2019
  • Privacy Policy
  • Terms and Conditions
  • DMCA
  • Contact Us
  • Whitelist

© 2021 All Rights Reserved impulsewealth.net

No Result
View All Result
  • Home
  • Wealth Management
  • Markets
  • Budgeting
  • Banking

© 2021 All Rights Reserved impulsewealth.net